TilledC62

Payment Processor · B2B software platforms and ISVs with an existing customer base that already takes payments, enough volume t…

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Overview

Tilled is not a merchant account and should not be compared to one. It is infrastructure a software company buys so its own customers can take payments, and it does that job with more honesty about price than almost anyone else in this catalogue: $500 a month for a 70% revenue share, $2,500 a month for 80%, published on a public page with no sales call. The risks are the ones that come with any small, venture-backed infrastructure vendor — a disclosed funding history totalling about $34.5 million across three announced rounds, a business dependent on partnerships with larger processors, and no independent review record to check it against. For a software platform doing real volume, the economics are compelling and the transparency is genuine. For a business just looking to accept cards, this is the wrong page.

Best for: B2B software platforms and ISVs with an existing customer base that already takes payments, enough volume to clear the monthly SaaS fee comfortably, and developers available to integrate — particularly vertical SaaS in retail, restaurants, field services and similar where card-present matters.

Strengths

  • + The pricing is public and specific: Start-Up at $500 a month with a 70% revenue share for platforms under $5 million monthly volume, Scaling at $2,500 a month with an 80% share above it. You can model your economics before you talk to a salesperson — almost nobody else in this catalogue lets you do that.
  • + Both plans include the same feature set rather than gating capability behind price. Merchant management, card-present, subscriptions, hosted checkout, white-label customisation, fraud and risk management, PCI compliance, API access and support are all in the $500 tier.
  • + Card-present is genuinely supported across the US and Canada, expanded through a partnership with Handpoint that brought dozens of terminal options onto the platform. Many API-first payments platforms never solve this, which rules them out for any vertical with a physical counter.
  • + It removes a real burden. Becoming a registered payment facilitator means network registration, sub-merchant underwriting, ongoing compliance and liability for merchant losses. Tilled lets a platform take the revenue share without taking that on — which for most software companies is the difference between doing embedded payments and not.
  • + The sponsor banks are named on its own site: Tilled is a registered ISO/MSP of Pinnacle Bank, a Tennessee bank doing business as Synovus Bank, and a registered ISO of Citizens Bank. Knowing who is actually holding the acquiring relationship is basic diligence most vendors make you dig for.
  • + It has kept raising money and adding distribution: an $11 million Series A in May 2021, an $11 million extension in February 2022 led by G Squared, and a $12.5 million round in October 2024 led by Canvas Ventures and UPC Capital Ventures — about $34.5 million in announced rounds — plus a strategic partnership with North announced in October 2024 and one with KORT Payments in July 2025.

Trade-offs

  • – The monthly SaaS fee is charged whether or not you process anything. At $500 a month, a platform that takes eighteen months to get its customers onto payments has spent $9,000 before earning a cent of revenue share.
  • – No contract length, minimum commitment, notice period or exit fee is published. The pricing page is transparent about the recurring price and silent about everything else in the agreement.
  • – There is effectively no independent review record. No meaningful Trustpilot or BBB presence, and software directories carry too few reviews to be useful. You cannot check this company the way you can check a merchant-facing processor — you will need customer references directly.
  • – It is small and venture-funded. About $34.5 million across three announced rounds is a modest war chest for payments infrastructure — company directories put the lifetime total nearer $40 million, which we could not reconcile against the rounds Tilled has actually announced — and a platform that builds its payment revenue on Tilled is taking on that company's survival as a dependency.
  • – The revenue-share model means your customers' rates are set by you, which sounds like freedom and is also an obligation. If you price your merchants badly, they experience that as your product being expensive — Tilled's name is nowhere near it.
  • – No settlement or payout timetable is published, which is a gap when you are the one who will be answering your own customers' questions about when their money arrives.

Fees in detail

  • Online rate: Tilled does not set a fixed merchant rate — the software platform does, and keeps a share of the margin. Tilled's own revenue calculator use
  • Contract: Not published. The two published plans are quoted as monthly SaaS fees, but no minimum term, notice period or exit fee appears anywhere on the pricing page.

Standard published rate for a domestic online card payment. Confirm current pricing on Tilled's pricing page.

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