GoDaddy PaymentsB77
Payment Processor · Small retailers, service businesses and appointment-based operators already running a GoDaddy website, onli…
Overview
On price alone GoDaddy Payments is competitive with the mainstream flat-rate processors and undercuts most of them on card-present transactions, with no monthly fee, no per-transaction cent on in-person sales and a published rate card you can read before you sign. The catch is structural rather than financial: the cheapest rates are attached to paid GoDaddy subscriptions, and the whole thing assumes your storefront, invoicing and site already live at GoDaddy. As a processor bolted onto someone else's stack it is much less compelling.
Best for: Small retailers, service businesses and appointment-based operators already running a GoDaddy website, online store or POS, who want flat pricing and next-business-day money without a monthly processing fee.
Strengths
- + Rates are published in full, channel by channel and subscription tier by subscription tier, on GoDaddy's own help pages — no quote required.
- + No monthly fee for the payments service itself, and no set-up or account activation charge.
- + In-person card-present pricing carries no fixed per-transaction cent, which materially helps businesses with small average tickets.
- + Standard payouts land in 1–2 business days, with same-day and instant options at 1.75% for businesses that need money faster.
- + The $15 dispute fee is at the low end for flat-rate processors.
- + ACH acceptance on invoices and pay links at 1%, falling to 0.8% capped at $10 on the Plus subscriptions, is unusually cheap for a small-business processor.
Trade-offs
- – The best rates are gated behind paid GoDaddy subscriptions such as Point of Sale Plus, so the headline 2.3% is not available on the free tier.
- – Keyed-in transactions cost 3.5%, a full point above card-present, which is punishing for phone-order and mail-order businesses.
- – It is deeply tied to GoDaddy's own products — leaving GoDaddy for another website or store platform means leaving the processor too.
- – No high-risk underwriting; this is a payment facilitator model with the fast onboarding and abrupt offboarding that implies.
- – Public sentiment about GoDaddy as a company is sharply split — an A+ BBB rating alongside a 1.06 out of 5 BBB customer review average across 720 reviews, against 4.4 on Trustpilot. None of these measure the payments product on its own.
- – No published interchange-plus option, so larger merchants will eventually outgrow the flat rate.
Fees in detail
- Online rate: 2.7% + 30¢ via Online Store or Online Appointments; 2.9% + 30¢ via the WooCommerce plugin, Pay Links, Pay Buttons and invoicing (2.8% + 30¢
- Disputes: $$15 per dispute filed by a customer
- Contract: 10
Standard published rate for a domestic online card payment. Confirm current pricing on GoDaddy Payments's pricing page.
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